The following terms and conditions (the “Terms”) shall govern your use of the homeinstallexperts.com website (“Website”), which is powered, operated, and hosted by Service Finance Company, LLC (“SFC”). In these Terms, “SFC” means Service Finance Company, LLC as well as its service providers, including ECN Digital Marketing Solutions LLC. “You” refers to any person accessing, viewing, or using the Website.
PLEASE READ THESE TERMS CAREFULLY. BY ACCESSING, VIEWING AND/OR USING THE CONTENT, MATERIAL OR SERVICES AVAILABLE ON OR THROUGH THE WEBSITE, YOU INDICATE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS, AND THAT YOU AGREE TO BE BOUND BY THESE TERMS. YOU FURTHER CONSENT TO RECEIVE ANY COMMUNICATIONS FROM SFC OR ITS AGENTS OR SERVICE PROVIDERS CONTEMPLATED BY YOUR USE OF THE WEBSITE, INCLUDING MARKETING COMMUNICATIONS.
If you do not agree to these Terms, or if you are under 18 years of age, you are not granted permission to use the Website and must exit immediately.
Related Policies and Terms
Additional policies and terms apply to the use of specific portions of the Website and to the purchase of certain products and services and are included as part of these Website terms. These Terms apply exclusively to your access to, and use of, the Website and do not alter in any way the terms or conditions of any other agreement you may directly or indirectly have with SFC for products, services, or otherwise, or any other agreement for products, services, or otherwise that you enter into as a result of your use of the Website.
Modification of Site Terms
SFC reserves the right to modify these Terms in our sole discretion from time to time. If the Terms are changed, we will post the new terms on the Website and note the date they were last updated. Any changes or modification will be effective upon the date of posting, and your use of the Website following the posting will constitute your acceptance of the revised Terms.
Use of Information
The information contained in this Website is not intended to provide specific legal, home improvement, financial, or business advice for any individual or entity and should not be relied upon in that regard.
You agree that electronic pages, such as SFC Website pages, are written documents and that by electronically acknowledging by “clicking” any “buttons” stating “OK”, “proceed”, “continue”, “approve” or “buttons” with similar intent shall have the same legal effect as if you had placed your signature by hand and provided hardcopy versions of such pages with intent to be legally bound with SFC for their content.
SFC reserves the right to contact you to obtain confirmation of any electronic or telephone instruction before processing any transaction but will not be liable due to any inability or failure of SFC to contact you in order to confirm such instructions.
Recording Calls and Other Instructions
SFC may record calls for training and quality control purposes. When we call our customers back, we use an automated dialing system using the telephone number provided by the customer. You can call us directly to obtain additional information at 844-Savings. You agree that all telephone calls and other electronic correspondence may be recorded and kept as a record of your instructions.
You agree that you will not use any robot, spider, automatic, or manual device to monitor or copy the Website or any content. You will not interfere or use any device, software, or process to interfere (or attempt to interfere) with the proper working of the Website. You agree that when using the Website, you will not misrepresent your identity or impersonate any other person.
You agree you will not use the Website to communicate to others, to post on the Website, or otherwise transmit to the Website, any materials, information, or communication that either causes any harm to any person or that is illegal or otherwise unlawful, including without limitation any hateful, harassing, pornographic, obscene, profane, defamatory, libelous, threatening materials which constitutes or may encourage conduct that would be considered, a criminal offence, give rise to civil liability, promote the excessive, irresponsible or underage consumption of alcohol, or otherwise violate any law or regulation. Notwithstanding that SFC or other parties are involved in creating, producing or delivering the Website, SFC shall have the right to monitor or review all communications, materials, transmissions, postings, discussions and chats.
You agree that you will not use the Website, in any manner or to any extent, to do any of the following:
- commit any criminal or quasi-criminal offence, including without limitation, any pornography, hate, assault, or economic crime whatsoever;
- defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others;
- publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information;
- infringe, contravene, breach or otherwise interfere with or harm the rights of any other person, including without limitation any contractual, personality, confidentiality, privacy, moral, statutory, common law or intellectual property;
- upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer;
- delete any author attributions, trademarks, trade names, logos, legal notices or proprietary designations or labels in any file that is uploaded;
- falsify the origin or source of software, information or other material contained in a file that is uploaded;
- advertise or offer to sell any goods or services, or conduct or forward any surveys, contests, or chain letters; and,
- download any file posted to the Website that you know, or reasonably should know, cannot be legally distributed in such manner.
You accept any records or documents stored or produced by SFC through electronic means or device as sufficient evidence for all purposes to establish such documents and the contents as correct, authentic, and binding on you.
SFC (or a third party) owns any software or device SFC has supplied to you for purposes of facilitating direct access to a SFC product or service, and you use same under a non-exclusive, non-assignable license, solely for the purpose intended. SFC may demand their return at any time without prior notice and you will comply promptly, without keeping any copies.
Available Only Where Permitted by Law
The products and services described in the pages of Websites of SFC and other SFC entities, are only offered in jurisdictions where they may be legally offered for sale. Further, the Website is not intended for distribution to, or use by, any person in any jurisdiction or location where such distribution or use would be contrary to the law of the jurisdiction or location.
No confidentiality, use of information
The nature of Internet communications means that your communications may be susceptible to data corruption, unauthorized access, interception and delays. The Website may include incomplete information, inaccuracies or typographical errors. SFC, and any other persons involved in the management of the SFC Website, may make changes in the information and content included in the Website at any time without notice. SFC shall not be responsible for any detrimental reliance you may place on the Website or its contents. Use of the Website is on an “as is” basis and is strictly and entirely at your own risk. By entering the Website you acknowledge and agree that any communication or material you transmit to the Website, in any manner and for any reason, will not be treated as confidential or proprietary. Furthermore, you acknowledge and agree that any communications, information, ideas, concepts, techniques, procedures, methods, systems, designs, plans, charts, or other materials you transmit to the Website may be used by SFC anywhere, anytime and for any reason whatsoever.
Although the Website may be linked to other sites, SFC is not, directly or indirectly, implying any approval, association, sponsorship, endorsement or affiliation with the linked site, unless specifically stated therein. By entering the Website you acknowledge and agree that SFC has not reviewed all sites linked to the Website and is not responsible for the content of any off-site pages or any other site linked to the Website. Your linking to any other off-site pages or other sites is at your own discretion and risk.
By entering the SFC Website you acknowledge and agree that the Website will be construed and evaluated according to the laws of the State of Florida. You hereby agree and confirm that your use of the SFC Website and all of the communications, transmissions and transactions associated with the SFC Website shall have occurred in the State of Florida and that you submit to the exclusive jurisdiction of the courts of the State of Florida as the proper and most convenient forum concerning the SFC Website. If you use the SFC Website from another jurisdiction, you are responsible for compliance with any and all applicable local laws. SFC makes no representation that the materials contained within the SFC Website are appropriate for customers outside of the United States. In the event any of the terms or provisions of these Terms are held to be unenforceable, the remaining terms and provisions will be unimpaired and the unenforceable term or provision will be replaced by an enforceable term or provision that comes closest to the intention underlying the unenforceable term or provision.
English shall be the language of the Website, and all transactions occurring in connection with the SFC Website, and the parties waive any right to use and rely upon any other language, or translations.
Copyright and Ownership
Trademarks Belonging to SFC or Other Entities
Certain names, graphics, logos, icons, designs, words, titles or phrases at this Website may constitute trade names, trademarks or service marks of SFC or other entities. Trademarks may be registered in the United States and in other countries as applicable.
The display of trademarks on the pages of this Website does not imply that a license of any kind has been granted unless expressly stated herein. Any unauthorized downloading, re-transmission or other copying or modification of trademarks and/or the contents herein may be a violation of federal or common law, trademark and/or copyright laws and could subject the copier to legal action.
Marketing Names/Trade Names Used by SFC
Unauthorized use of SFC’s logos and/or name or trade names is prohibited. All information at this site is protected under the copyright laws of the United States and in other countries. In addition, certain information may be copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information found at this Website.
Limitation of Liability
SFC shall not be liable regardless of the cause or duration, for any errors, inaccuracies, omissions or other defect in, the information contained within this Website, or for any delay or interruption in the transmission thereof to the user, or for any claims or losses arising therefrom or occasioned thereby.
IN NO EVENT SHALL SFC BE LIABLE FOR ANY DIRECT, SPECIAL, PUNITIVE, EXEMPLARY, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SFC’S OPERATION OF THE WEBSITE OR RELATED SITES OR WITH THE USE OR INABILITY TO USE THE WEBSITE OR RELATED SITES OR THE MATERIALS CONTAINED IN, OR ACCESSED THROUGH, THE WEBSITE OR RELATED SITES, EVEN IF SFC OR ITS AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL THE AGGREGATE LIABILITY OF SFC (WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY) ARISING OUT OF OR RELATING TO THE USE OF THE SITES EXCEED $10 OR THE COMPENSATION YOU PAID SFC, WHICHEVER IS LESS.
Some jurisdictions may provide additional rights or limitations with respect to these Terms. You are responsible for determining any additional rights or limitations that may be applicable to you.
We welcome questions and comments about these Terms. Please send any such questions or comments to [email protected].
Date last updated: May 26, 2021